Financially Independent Vikings never fare solo

One thing has surprised me since I ventured out into the public space and started blogging about my journey to FIRE, -a life to become financially independent.. First of all, how many of us there are, once you start looking. I very much believed this was not something many people did, this being talking sharing saving hustling our way towards a life of freedom and (in my case) dividends. It gladdens me a lot to see how there are so many of us, and more to it, – of there is not only a sheer number of individuals operating in silos on their way to a common goal, no no no, there is so much sharing and support and so much of a community. 

So this post goes out to all of you fellow FIRE bloggers, thank your for having paved the way for us that are coming after, than you for creating this community, and last, thank each and every one of you for welcoming me in with open arms.

See my first blog post which immediately got way more attention than intended!!



How did it all start?

I will break up the story of how I ended up here in a few different parts.

How did I get here?

As I have mentioned earlier, I am a Scandinavian born and bred, and so is my boyfriend. Who luckily agreed to venture out on this adventure along with me. I can’t emphasize enough how important it is to have the aligned partner priorities as you do if you are planning to become financially independent.

You are either with someone who agrees with you on the plan and is equally committed to it, or you should be single and do this alone. It will be very difficult otherwise. But I would love to hear from someone who tried this and succeeded with a partner that is was not fully committed to the cause, so feel free to challenge me on this if you hear from anyone that tells you the opposite.

Partner priorities is about caring

At a brief point in my early life before venturing into Software Engineering I wanted to work with investment management. The concept of financial markets intrigued me, and as I read up on the subject it continued to speak to me. It couldn’t just work, putting in money, and then just having it grow by itself without doing anything, and with no catch?. At this point in time I was still in high school and all of a sudden it was 2009 and the financial crisis happened. Without lingering on to this subject for too long (I just need to once again advocate for the champion country of Iceland who literally heaved themselves up from bankruptcy in the worst financial crisis we have seen in modern times!! So little credit is given to them for this and I have always found it so strange). Maybe that is why we named our pile of gold (money) more to that in The Leprechaun that will never die.

Sidenote over, – financial crisis happened, and I remember how I over and over told myself ( told myself and no one else because oddly there were no girls in my high school who shared this interest or cared the least bit about the subject. Clearly I was one of the cool kids when I grew up, if that is not blatantly obvious) how vicious it was taht this crisis happened now, when I was too young to have any money whatsoever to invest in, and it was so obvious that the market had completely tanked and it was the golden time for heaving in money.

Whether this would have been a good strategy or not, I recall this as evidence for how the subject of financial investments have always interested me.

I have continuously been investing money since I got my first post-uni-actually-paying job at the age of 24. And yes, in Scandi we are a bit later with university and all that. Time is taked to travel the world before we enroll and if for no other reason it intrigues us why not more people have a longing taste for the freedom associated with these past years. It might be tied to the nature of partner priorities, where the priorities might differ between relationships. Naturally, the next time I am able to roam freely like this it will be under a completely different context. It is nonetheless very interesting that this idea of a life independent of a time-consuming job has not grasped more peoples interest over here.

Oh well, it may as well start now.

But why? It’s not like it is that simple?



But it really is.

My definition of Financial Independence is the following: I want to be able to have essentially the same expenses as I have now, and live in the same manner as I do now, without having to work. That is really the definition financial independence.

That being said, who knows what I will feel like doing on the day I reach this goal, I might continue working with the same thing I do now, for the simple reason that it keeps me challenged and I learn new things. But it will be an incredible relief to know that I am not guided by some unconscious pull toward survival that tweaks me into believing I am content where I am simply because I know it is the safest route to a continued income-stream = comfortable life I currently lead. I will be able to do exactly whatever I want to, whenever I want to. This is the biggest pull for independence for me.


I talk about this in my blog post The core.



The Viking journey has started – 7 years to Financial Independence

I am a 27-year old Scandinavian with a carefully crafted plan to become financially independent and retire before the age of 35, see the popular blog post The Leprechaun that will never die. As I am currently living in one of the heaviest taxed countries in the world (Sweden), I choose to see this as an additional challenge. After some research I have discovered that there is actually a name for us enthusiastic fools, FIRE. Financially Independent Retire Early, and therefore name myself as the Fire Viking. Disregarding the semi-pretentious sound of this I do find it successfully covering the goal of my plan, so I’ll stick with it.

fire viking

What am I doing on this blog?

I have found that there is a substantial lack of Scandinavians (Europeans even) out there with financial independence as a sound goal. Sure, the subject will be dabbled over a late night glass of wine, but never concretized and purposefully lived after as a set goal, the way I am aiming to do. Most blogs about the subject are Canadian or American. I believe my strategy to reach financial independence will not differ substantially from any North Americans, but perhaps the reasoning behind will and this is why I have decided to shed some light and insight to my journey.

In addition to above, Scandinavia is also home to the most coherent well-fare states in the world, and thus subject to some heavy taxation. This is not something that will have a major impact of my strategy, and I don’t see very much delay in the time it will take me to save up enough capital to retire, compared to if I would would be doing the same journey from North America. More on this subject to come. Feel free to ask any questions about being a Fire Viking!